Thinking ahead: Why would I get credit via MKR other than speculating?Thinking ahead: Why would I get credit via MKR other than speculating? r/makerdao MKR

This is me thinking way beyond present when "normal people" would be using this service to get credit.

Why would I ever get a loan from a bank or institution where the interest rate just goes up from 0,5 % to 4 % in a matter of months?

What if I want to buy a ...